Break-Even Calculator for Real Estate

Real estate agents and brokerages face a unique break-even challenge: income is commission-based and highly variable, while fixed costs like MLS dues, E&O insurance, marketing, and office fees run every month regardless of closings. Most agents need to close 15 to 25 transactions per year to cover their expenses, but the timing of those closings creates cash flow gaps that can stretch 60 to 90 days between contract and commission check. This calculator helps you determine how many deals you need at your average commission to cover your monthly overhead.