Skip to main content
KnowYourNut. Know your nut. Run your business.

Financial Calculators by Industry

Every calculator is pre-filled with real benchmarks for your industry. Pick your industry to start with real benchmarks, not blank fields.

๐Ÿฝ๏ธ

Restaurant

What should your food cost percentage actually be? Find out with calculators built for restaurant margins, labor, and break-even.

33 calculators
๐Ÿช

Retail

Markup, margins, inventory costs, and cash flow projections pre-filled with real retail benchmarks.

33 calculators
๐Ÿ”จ

Construction

Most contractors underprice jobs. Run your numbers through project-based cash flow, burden rates, and equipment loan calculators.

33 calculators
๐ŸŒฟ

Landscaping

Seasonal revenue swings make landscaping finances tricky. Plan for crew costs, equipment financing, and slow-month cash flow.

33 calculators
๐Ÿ›’

E-commerce

Between shipping, marketplace fees, and ad spend, do you actually know your real margin? These calculators will tell you.

33 calculators
๐Ÿ’ผ

Consulting

Are you charging enough? Set the right hourly rate, estimate S-Corp tax savings, and plan quarterly payments.

33 calculators
โœ‚๏ธ

Salon

Booth rental vs. commission, product markup, and employee true cost: the numbers salon owners actually need.

33 calculators
๐Ÿงน

Cleaning Service

Price jobs accurately, track crew costs per contract, and forecast monthly cash flow for your cleaning business.

33 calculators
๐Ÿšš

Food Truck

Lower overhead does not mean simpler finances. Calculate your real break-even, vendor costs, and seasonal revenue plan.

33 calculators
๐Ÿข

Franchise

Royalty fees change everything. See their real impact on break-even, SBA loan payments, and long-term profitability.

33 calculators
๐Ÿ 

Real Estate Investing

Run the numbers before you buy. Flip analysis, rental cash flow, BRRRR capital recovery, and deal verdicts built for investors who want clarity, not guesswork.

33 calculators
๐Ÿก

Single-Family

Analyze single-family investment properties. Flip profits, rental cash flow, and BRRRR recovery for the most common property type in residential investing.

33 calculators
๐Ÿ˜๏ธ

Duplex

Run the numbers on duplex investments. House-hack potential, dual rental income, and better cash flow per dollar invested.

33 calculators
๐Ÿข

Multi-Family

Analyze multi-family apartment investments. Scale your portfolio with 5+ unit buildings and commercial financing.

33 calculators
๐Ÿ›๏ธ

Airbnb / Short-Term Rental

Analyze short-term rental investments. Higher revenue potential with higher operating costs and seasonal variability.

33 calculators
๐Ÿ‹๏ธ

Fitness / Gym

Membership churn, equipment leases, and high rent eat into gym margins fast. Run the real numbers on your fitness business.

33 calculators
๐Ÿพ

Pet Services

Grooming, boarding, and dog walking margins look great on paper. Make sure your pricing actually covers labor, insurance, and supplies.

33 calculators
๐Ÿ‘ถ

Childcare

Tight margins, heavy regulation, and high staffing ratios make childcare finances unique. See where your tuition dollars actually go.

33 calculators
๐Ÿฑ

Catering

Event-based revenue, seasonal swings, and variable labor make catering cash flow unpredictable. Plan ahead with real benchmarks.

33 calculators
๐Ÿ”ง

Home Services

Plumbing, HVAC, electrical, pest control, and other home service businesses face seasonal demand, truck roll costs, and the constant challenge of pricing service calls profitably. Run your real numbers.

33 calculators
๐Ÿ”ง

Auto Repair

Parts markup, labor rates, and bay utilization drive shop profitability. Calculate your true margins per repair order.

33 calculators
โ„๏ธ

HVAC

Seasonal peaks, expensive equipment, and the constant push to sell maintenance agreements. Calculate what you actually need per service call to cover your overhead year-round.

33 calculators
๐Ÿ”ง

Plumbing

Between emergency calls, remodel work, and parts markup, plumbing margins vary wildly job to job. See where your real profit lives.

33 calculators
โšก

Electrical

Permit costs, apprentice labor ratios, and the split between residential and commercial work all affect your bottom line. Run the numbers for your shop.

33 calculators
๐Ÿ›

Pest Control

Route density and recurring service agreements are everything in pest control. Find out how many accounts you need to cover your trucks and techs.

33 calculators
๐Ÿ—๏ธ

Roofing

Material costs swing with the market, weather kills your schedule, and one bad estimate wipes out a month of profit. Price your jobs with real benchmarks.

33 calculators
๐ŸŽจ

Painting

Labor is your biggest cost, and most painters underprice by ignoring prep time. Calculate your true cost per job and set rates that actually pay.

33 calculators
๐Ÿ“Š

Accounting Firm

Tax season covers the bills, but what about the other eight months? Plan for the revenue cycle that makes or breaks accounting practices.

33 calculators
โš–๏ธ

Law Firm

Billable hour targets, associate costs, and overhead per attorney drive law firm profitability. See if your realization rate supports your headcount.

33 calculators
๐Ÿ“ฃ

Marketing Agency

Retainer revenue looks stable until a client churns. Balance project work and recurring contracts with real margin visibility.

33 calculators
๐Ÿ›ก๏ธ

Insurance Agency

Commission splits, renewal income, and the long ramp to profitability on new policies. Map out your book of business economics.

33 calculators
๐Ÿง

Bakery

Ingredient costs, early morning labor, and the wholesale vs. retail pricing decision shape every bakery's margins. Know your cost per item before you set prices.

33 calculators
โ˜•

Coffee Shop

High volume, low ticket price, and location costs that can eat your margins. Find out how many cups you need to sell each day to break even.

33 calculators
๐Ÿบ

Bar / Brewery

Beverage margins are great on paper, but licensing, spoilage, and staffing costs add up fast. See your real profit per pour.

33 calculators
๐Ÿ‘ถ

Daycare

Staff-to-child ratios are set by law, which means your labor cost is largely fixed. Calculate the tuition rates you need to stay solvent.

33 calculators
๐Ÿฆท

Dental Practice

Equipment financing, insurance reimbursement delays, and high overhead make dental practice finances uniquely complex. Run your collections math.

33 calculators
๐Ÿฅ

Medical Practice

Insurance reimbursements keep shrinking while overhead keeps growing. Calculate your cost per patient visit and collection targets.

33 calculators
๐Ÿ•

Veterinary Practice

Drug costs, equipment leases, and the balance between wellness visits and emergency care. See what your practice needs per exam to stay healthy.

33 calculators
๐Ÿš›

Trucking

Fuel, maintenance, insurance, and per-mile economics determine whether a load is profitable or a loss. Know your cost per mile before you book.

33 calculators
๐Ÿ“ธ

Photography

Equipment investment is high, but your real cost is time. Calculate your effective hourly rate across shooting, editing, and client management.

33 calculators
๐Ÿ’

Wedding & Events

Seasonal demand, deposit-based cash flow, and the gap between booking and delivery date create unique planning challenges. Forecast accordingly.

33 calculators
๐Ÿš—

Car Wash

High fixed costs, water and chemical expenses, and volume-dependent revenue. Calculate how many cars per day you need to cover your nut.

33 calculators
๐Ÿ‘•

Laundromat

Semi-passive income sounds great until equipment breaks down. Plan for machine replacement cycles, utility costs, and per-load economics.

33 calculators
๐Ÿ“š

Tutoring

Low overhead but hard to scale beyond your own hours. Figure out your pricing, session targets, and when hiring makes financial sense.

33 calculators
๐Ÿ“ฆ

Moving Company

Truck costs, seasonal demand spikes, and the challenge of pricing jobs accurately. Calculate your real cost per move before you quote.

33 calculators
๐ŸŒธ

Florist

Perishable inventory means waste eats your margins if you do not forecast demand. Plan your ordering, markup, and event-driven revenue.

33 calculators
โœ’๏ธ

Tattoo Studio

Booth rental vs. commission, supply costs, and artist scheduling all affect studio profitability. See your real revenue per chair.

33 calculators
๐Ÿ’ˆ

Barbershop

Chair rental income, walk-in volume, and product sales drive barbershop numbers. Calculate your break-even per chair and set prices that work.

33 calculators
๐Ÿ’ฆ

Pressure Washing

Low startup costs and high margins make pressure washing attractive, but equipment wear and seasonal demand require smart planning.

33 calculators
๐ŸŒณ

Tree Service

Heavy equipment, high insurance premiums, and seasonal work patterns. Calculate your job pricing to cover the real cost of running crews and gear.

33 calculators

Not sure which calculator you need?

Browse All Calculators