Know your numbers. Grow your business.
The answers to the questions that keep you up at night. Break-even, cash flow, margins, loan readiness. All connected to your real numbers.
Break-Even Calculator
View full calculatorThis quick calculator updates instantly. Create an account to save your data.
33
Answers
From break-even to hiring decisions.
Your
Industry
Benchmarks that match your business.
No
Re-Entering
Your numbers flow between every tool.
5
Loan Packages
Walk into any lender prepared.
Free
to Start
No credit card. No trial clock.
Prep before you open. Operate after you launch.
Your business. One dashboard. Every number connected.
Connect QuickBooks or your bank. KYN reads your numbers and tells you what they mean. Weekly P&L, cash flow forecast, tax estimates, and industry comparisons. All in plain English.
- Syncs with QuickBooks and your bank
- Shows you where your money is going
- Warns you before cash gets tight
- Answers your questions with real data (KYN Chat)
From Plan to Funding, All in One Place
Build your business plan, then generate a complete SBA loan package. Everything pulls from your KnowYourNut data automatically.
Built for Your Industry
Every calculator comes pre-loaded with benchmarks for your business type.
32 Calculators
Break-even to burn rate
50 Industries
Real benchmarks for each
Living Memory
Numbers connect automatically
Free Forever
Core tools always free
Built by consultants who spent years helping small business owners get their numbers right. Not bankers. Not academics. People who sat across the table and did the work.
32 Free Calculators, Organized for You
Everything you need to understand, plan, and grow your business finances.
Financial Health
Understand where your business stands today
Break-Even
How much revenue to cover all your costs.
Burn Rate & Runway
Monthly burn rate, cash runway, and zero-cash date.
Business Valuation
Estimate what your business is worth.
Budget Planner
Plan and track your monthly business budget.
Quit Number
What it takes to leave your day job.
SDE
See what your business is worth to a buyer.
Revenue & Pricing
Price right and maximize every dollar
Markup & Margin
See the real profit on every sale.
Profit Margin
Gross, operating, and net margins at a glance.
Pricing Strategy
Find the optimal price for your products.
ROI
Return on investment and payback period.
COGS
Know the real cost behind every product you sell.
Inventory Turnover
Find out if your inventory is working or sitting idle.
Costs & Operations
Control your expenses and plan staffing
Cash Flow Forecast
Project your cash position month by month.
Employee True Cost
The real cost of hiring: salary, taxes, benefits.
Can I Hire?
Whether you can afford to bring someone on.
Salary vs Distribution
Optimal split to minimize your tax burden.
Quarterly Tax
Estimate payments so you never miss a deadline.
Depreciation
How much you can write off each year on equipment.
Loans & Funding
Get funded and manage your debt
Real Estate
Analyze any property investment
Marketing & Growth
Measure what matters for growth
Enter Once. Use Everywhere.
That's Living Memory.
Type your monthly revenue into the break-even calculator. Open the cash flow calculator next, and it's already there. Update your rent, and every calculator adjusts. No copying numbers between spreadsheets. No re-entering the same data twice.
Try it: drag the slider
$3,000
Break-Even
Break-even revenue: $7,692/mo
Cash Flow
Monthly runway: Profitable
Margin
Operating margin: 23.3%
Change one number. Watch everything update. That's Living Memory.
How It Works
Pick Your Industry
Select your business type for tailored benchmarks and defaults.
Enter Your Numbers Once
Enter your numbers once. They carry across every calculator automatically.
Get the Full Picture
Focus on insights, not data entry. Every calculator shares your numbers.
Run the Business With Real Data
The full operating system connects your books, bank, CSV transactions, dashboards, and AI insights so owners can see what is happening and what to do next. It is the $39.99/mo connected-data tier for active businesses.
Resources to Help You Grow
Sample plans, educational guides, and practical strategies.
Built by Small Business Consultants, Not Bankers
KnowYourNut was built by small business consultants who've helped hundreds of small businesses find their break-even, fix their cash flow, and make confident financial decisions. Every formula, benchmark, and insight comes from real-world advising, not a textbook.
Latest from the Blog
Practical guides and strategies for small business owners.
2026-05-04 · 7 min read
Cash Flow Forecasting for Small Business Owners
Learn how a 13-week cash flow forecast helps small business owners spot timing gaps, avoid shortfalls, and make better operating decisions.
2026-05-04 · 7 min read
How to Calculate Your Break-Even Point: A Small Business Guide
Calculate your break-even point in sales dollars or units so you know exactly how much revenue you need to cover fixed costs.
2026-05-04 · 6 min read
Markup vs Margin: The Difference That Could Save Your Business
Understand the difference between markup and margin so your pricing targets produce the gross profit your business actually needs.
Frequently Asked Questions
Common questions about KnowYourNut and how it helps small business owners.
Frequently Asked Questions
Ready to Know Your Numbers?
Get a weekly tip on pricing, cash flow, and small business finance, straight to your inbox.