Your Business. Every Number Connected.

Free calculators that talk to each other through a shared business profile. Change one number and watch the rest update instantly.

Built-In Calculators

Find out exactly how much revenue you need to cover all your costs.

Calculate gross, operating, and net margins to understand your profitability.

Project your future cash position month by month based on inflows and outflows.

See the real cost of hiring — salary, taxes, benefits, and overhead.

Calculate monthly payments, total interest, and SBA loan readiness.

Find the optimal split between salary and owner distributions to minimize taxes.

Estimate your quarterly tax payments so you never miss a deadline.

See how a price increase affects your profit and how many customers you can afford to lose.

Find out if you can afford your next hire — true cost, cash flow projection, and a clear YES/NO verdict.

Use Cases

Bakery Owner

“I need to know how many cupcakes to sell before I profit.”

Plumber

“I want to know the real cost before I hire my first employee.”

Freelancer

“I keep getting surprised by quarterly taxes.”

Every calculator reads from and writes to your shared business profile. Drag the slider and watch all three calculators update instantly.

Monthly Rent

$3,000

Break-Even

Break-even revenue: $7,692/mo

Cash Flow

Monthly runway: Profitable

Margin

Operating margin: 23.3%

Change one number. Watch everything update. That's Living Memory.