Two Paths: Plan or Operate
KnowYourNut helps future owners plan before they open, then gives active businesses a connected operating system for real numbers, real data, and better decisions.
Before the doors open
Education, calculators, business plans, readiness checks, and loan prep help owners understand the numbers before they commit.
After real money is moving
QuickBooks, Plaid, CSV imports, real-data dashboards, AI insights, alerts, and reports become your financial dashboard.
Free Planning
For learning the numbers, preparing a business, and making early decisions.
- All 33+ calculators for planning and decision checks
- Business prep tools, education, and loan-readiness workflows
- Living Memory: manually entered numbers connect to your profile
Includes , , , loan prep, and business planning tools.
Planning Pro
For future owners and early operators who need polished planning outputs.
Everything in Free Planning, plus:
- Export calculators, reports, and business plans to PDF
- Compare scenarios before opening, borrowing, hiring, or expanding
- AI planning insights from your entered assumptions and projections
- Sample business plans, prep workflows, and lender-ready outputs
- Priority support for planning and setup questions
Operating System
For operating businesses that want QuickBooks, Plaid, CSV imports, and real-data AI.
Includes everything in Planning Pro, plus:
- QuickBooks sync for real accounting data
- Plaid bank transactions and cash-flow visibility
- CSV transaction imports for banks or systems not connected yet
- Living Memory powered by connected business data
- AI alerts for cash flow, taxes, and owner action items
Planning Pro features + QuickBooks sync, bank integration, cash flow forecast, tax tracker, expense intelligence, KYN Chat
Know Your Number SBA Loan Package
A lender-ready package for owners preparing SBA financing. Pricing is phased by loan value, so users enter their target loan amount before checkout.