Know Your Number
Before you walk into any bank, VBOC, or lender meeting, know exactly where your business stands. Your number tells you if you are ready, what is missing, and what to do next.
See how it worksYour Readiness Score
Where do you stand?
Four pillars: financial health, loan readiness, package completeness, and profile depth. Each one scored, each one actionable.
How It Works
Four steps from uncertainty to a professional loan package
Check Your Readiness
Get a score across financial health, profile completeness, and preparedness. No loan type needed yet.
Pick Your Path
Based on your situation, choose the right loan package. Not sure? We will help you figure it out.
Build Your Package
Guided form builders, document upload, consistency checks. Everything a lender needs, assembled and ready.
Find the Right Lender
Compare lenders that fit your profile. You pick who to approach.
Choose Your Loan Package
Five paths, one standard of preparation
Each package includes guided form builders, document upload, consistency checks, and a professional PDF ready for your lender.
SBA 7(a)
The most common SBA loan. Working capital, equipment, real estate, debt refinance.
SBA 504
Fixed-rate financing for major assets. Real estate, heavy equipment, large projects.
USDA Business & Industry
For businesses in rural areas. Flexible terms, government-backed.
CDFI
Mission-driven lending for underserved communities. Flexible requirements, community focus.
Conventional Bank Loan
Traditional bank financing. No government forms, faster process for strong borrowers.
Not sure which loan?
Match your situation to the right package.
Find the Right Lender
Already built your package? Compare lender types, requirements, and fit against your profile. You decide who to contact.
Frequently Asked Questions
What is Know Your Number?
Know Your Number is a financial readiness system built for borrowers. It covers SBA 7(a), SBA 504, USDA B&I, CDFI, and conventional bank loans. It walks you through readiness assessment, document preparation, PDF package generation, and lender-fit research, so you know exactly where you stand before approaching any lender.
How is this different from going to my bank?
Banks evaluate you. Know Your Number prepares you. When you walk into a lender with a professional package, strong financials, and complete documentation, you control the conversation. Most rejections happen because of incomplete or inconsistent paperwork, not because the business was unqualified.
Do I need to know which loan type I want?
No. Start with the readiness assessment. It scores your business across four pillars regardless of loan type. Once you see where you stand, you can pick the right loan package, or use our decision helper to find the best fit.
What does each loan package include?
Every package includes guided form builders specific to that loan type, document upload with a completeness tracker, cross-document consistency checks, and a professional PDF ready to hand to a lender. The forms and requirements differ by loan type, but the preparation process is consistent.
How does lender-fit research work?
The research tool compares lenders against your profile across weighted criteria: financial fit, loan amount range, credit alignment, industry match, geographic coverage, specialization, and processing speed. Each lender gets a fit score so you can prioritize your own outreach. We do not submit your file to lenders.
Is my data secure?
All data is stored locally in your browser by default. If you create an account, your business profile data is encrypted and stored with row-level security. We never share your information with lenders or third parties. You control what you share and when.
Ready to Know Your Number?
Start with a free readiness score. See exactly where you stand in under 10 minutes.