Know Your Number
The first SBA loan preparation tool built for borrowers, not banks. Know exactly where you stand before you walk into a lender.
80%
of SBA applications rejected
$2,500 - $5,000
typical consultant fees
$199 - $499
Know Your Number
How It Works
Four steps from uncertainty to a professional loan package
Check Your Readiness Score
Get a 0-100 score measuring your SBA 7(a) loan readiness across 6 criteria
Prepare Your Documents
Guided form builders for SBA Forms 1919, 413, and 4506-C with auto-fill from your business profile
Generate Your Loan Package
One-click professional PDF package ready to hand to a lender
Find Your Lender
Match with 30+ SBA lenders and CDFIs based on your specific profile
The Problem
80% of SBA loan applications are rejected.
The #1 reason? Incomplete or inconsistent documentation.
Every SBA loan tool on the market today serves lenders, not borrowers.
Banks pay thousands per month for software that auto-fills forms and screens eligibility. Borrowers get nothing.
Free SBDC counseling services are being gutted by federal budget cuts.
744,000 small businesses relied on that help annually.
Know Your Number changes that.
For the first time, borrowers have the same preparation tools that lenders use.
What You Get
Everything you need to walk into a lender prepared
SBA Readiness Score
0-100 score with DSCR calculation, eligibility screening, and specific remediation steps
Document Prep
Guided builders for all required SBA forms with cross-document consistency checking
PDF Package
Professional, formatted loan package: cover page, executive summary, all forms, DSCR worksheet
Lender Match
Analytical matching against 30+ real SBA lenders and CDFIs based on YOUR numbers
Pricing
Start free. Upgrade when you are ready to build your full loan package.
Free
See where you stand
$0
- SBA Readiness Score (0-100)
- Eligibility screening
- DSCR calculation
- Document checklist
- Remediation recommendations
Pro
Complete loan preparation
$199 - $499
- Everything in Free
- Form 1919 guided builder
- Form 413 guided builder
- Form 4506-C guided builder
- Cross-document consistency checks
- Professional PDF loan package
- Lender matching (30+ lenders)
- Priority support
Built by Veterans Who Know the Process
Every existing SBA tool serves lenders. This one serves you.
Know Your Number was built by people who have been through the SBA process and understand the frustration of walking into a lender unprepared. We built the tool we wished existed.
Frequently Asked Questions
What is Know Your Number?
Know Your Number is a complete SBA loan preparation system built for borrowers. It walks you through readiness assessment, document preparation, PDF package generation, and lender matching, so you know exactly where you stand before approaching a lender.
How is this different from going to my bank?
Banks evaluate you. Know Your Number prepares you. When you walk into a lender with a professional package, a strong DSCR, and complete documentation, you control the conversation. Most rejections happen because of incomplete or inconsistent paperwork, not because the business was unqualified.
Do I still need to go to an SBDC?
SBDCs provide valuable counseling, and we recommend them when available. However, federal budget cuts have reduced SBDC capacity significantly. 744,000 small businesses relied on those services annually. Know Your Number fills the preparation gap, giving you the tools that SBDCs helped with: readiness assessment, document prep, and lender identification.
What SBA forms does this cover?
The document preparation tool includes guided builders for SBA Form 1919 (Borrower Information), SBA Form 413 (Personal Financial Statement), and IRS Form 4506-C (Tax Transcript Authorization). It also provides a complete document checklist covering tax returns, financial statements, business plans, and all other required items.
How does the lender matching work?
Our matching engine evaluates each lender against your profile across seven weighted criteria: DSCR fit, loan amount range, credit score alignment, industry match, geographic coverage, specialization alignment (veteran-owned, minority-owned, etc.), and processing speed. Each lender gets a match score so you can prioritize outreach.
Is my data secure?
All data is stored locally in your browser by default. If you create an account, your business profile data is encrypted and stored in our Supabase database with row-level security. We never share your information with lenders or third parties. You control what you share and when.
What does the PDF package include?
The professional loan package includes a cover page, executive summary, completed SBA Form 1919, SBA Form 413, IRS Form 4506-C, DSCR worksheet, and a document completeness summary. It is formatted to meet lender expectations and demonstrates preparation.
How much does it cost?
The SBA Readiness Score and document checklist are free. The full package, including form builders, PDF generation, and lender matching, is available with a Pro subscription. Consultants charge $2,500 to $5,000 for similar preparation. Know Your Number starts at $199.
Ready to Know Your Number?
Start with a free readiness score. See exactly where you stand in under 10 minutes.