Conventional Loan Package Builder
Prepare your conventional bank loan application step by step. Build financial statements, calculate your DSCR, schedule collateral, and catch errors before you submit.
Not sure what to include? View a sample packetUnderwriter's path
KYN is helping you answer the questions a lender will ask before they ask them.
The goal is not just to generate forms. The goal is to make the lender's first review boring: complete, consistent, supported, and easy to underwrite.
Repayment first
The lender starts with cash flow, DSCR, debt, and whether the request is sized to the business.
Proof beats story
Every claim should tie to a tax return, bank statement, P&L, balance sheet, contract, invoice, or owner document.
Explain exceptions
One-time costs, seasonality, owner draws, weak months, credit issues, and unusual deposits should be explained before the lender asks.
0 of 21 documents ready0%
Bank Application Documents (Required)
0/3Bank loan application form
Business plan with financial projections
Personal guarantee agreement
Financial Statements (3 Years Required)
0/5Profit & Loss statements (3 years)
Balance sheets (3 years)
Cash flow statements (3 years)
Interim financial statements (dated within 90 days)
12-month cash flow projections
Tax Returns (Required)
0/23 years business tax returns (all schedules)
3 years personal tax returns (each guarantor)
Credit Documentation (Required)
0/3Personal credit report authorization
Business credit report (D&B, Experian Business)
Debt schedule (all existing obligations)
Collateral Documentation (Required)
0/3Collateral schedule with valuations
Appraisals (real estate, major equipment)
Title documents and ownership proof
Bank Statements & Business Documents
0/512 months business bank statements
Articles of incorporation / operating agreement
Business licenses and permits
Commercial lease or property deed
Current insurance policies