A cash flow forecast projects the actual cash moving in and out of your business each month, separate from profit. Unlike a P&L, it accounts for payment timing: invoices that haven't been paid, bills due before revenue arrives, and seasonal fluctuations. Twelve months of projected cash flow tells you when you'll run tight and how much reserve to carry.
Cash Flow Forecast for Auto Repair
Pre-filled with real auto repair industry benchmarks
Auto repair cash flow benefits from a collect-at-pickup model: unlike many businesses, you do not extend credit to individual customers. Work is completed, the customer pays, and the cash is in your account the same week. This makes daily cash flow relatively healthy. The challenges lie elsewhere: parts purchasing requires managing relationships with multiple suppliers on net-30 terms, expensive diagnostic equipment must be financed or leased, and comebacks (warranty re-repairs) consume technician time without generating new revenue. Seasonal patterns also play a role: spring and fall are peak seasons as customers prepare for summer road trips and winter weather, while January and July often dip. This calculator is pre-filled with typical auto repair shop expenses so you can forecast monthly cash flow, manage parts purchasing against supplier payment terms, and plan for equipment upgrades without creating a cash crunch.
Cash Flow Forecast
Pre-filled with auto repair industry defaults. Edit any field to use your real numbers.
Monthly Revenue
$58,333
Total Expenses
$24,417
Net Cash Flow
$33,916
Auto Repair benchmark: labor at 25.0% of revenue, COGS at 40.0%.